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Fly Now Pay Later

We are the creators of Europe's first online travel finance service, allowing customers to instantly spread the cost of their travel arrangement over a flexible duration to suit them.

Visit flynowpaylater.com to find out more about our products and services.

Executive Team

Development Team

Nick Caplan

Nick Caplan

Chairman

A leading strategic developer and analytical planner who works with companies to build strong loyal teams and grow shareholder value through the provision of strategic and operational support. As well as Chairman of Faster Payments, Nick is also Director of Abacus, a VC backed media software company; Director of Oxand, a risk engineering company and Chairman Managed Networks, an I.T. outsource services provider. Previous experience also includes group CMO at Logica PLC.

Jasper Dykes

Jasper Dykes

Chief Executive Officer & Founder

Founder Jasper Dykes is an extremely diligent and resourceful entrepreneur with a proven track record of successful execution. Jasper is an expert in the alternative payments sector with a key focus on unsecured consumer lending, credit cards, payment systems, and revolving / installment based lending. In addition to this, he has pioneered the development of a market first platform that is set to change the landscape of travel for years to come.

Stuart Jeffrey

Stuart Jeffrey

Chief Financial Officer & Co-Founder

Stuart Jeffrey has over 20 years senior level experience in the corporate finance industry consulting for a wide range of companies in business development including start-ups, fund raisings, mergers, turnaround, recovery, acquisitions and both MBOs and MBIs. Stuart has been instrumental in driving forward client projects to meet designated timeframes and expectations. The result of this culmination of knowledge and experience is a highly regarded reputation within the industry.

Justin Erswell

Justin Erswell

Chief Technology Officer

A passionate technologist, Justin has worked in web technologies for more than 15 years and heads up our technical team. Justin and his team are responsible for the nuts and bolts of our Fly Now Pay Later application as well as all of the innovative tools we use daily within the business.

Sandip Sarda

Sandip Sarda

Non Executive Director

Sandip is a highly experienced entrepreneurial senior executive with over 20 years experience in the telecommunications, media and payments markets with an extensive experience of creating, building and managing technology enabled businesses. Previous roles have included Head of Media with BT, Head of Strategic Alliances with MCI, CTO Assethouse, SVP Technology Amino, Product/Content Director Qatar Telecom.

Richard Cullen

Richard Cullen

Non Executive Director

A payment systems expert, Richard has over 40 years experience in the T&E sector and payment system industry holding senior positions within Thomas Cook/Midland Bank Group, Visa International and Visa Europe whilst based in San Francisco, Paris, Singapore, Hong Kong, Istanbul and London, working across a wide variety of disciplines within the industry sector.

Enrico Di San Marzano

Enrico Di San Marzano

Non Executive Director & Co-Founder

A 30 year travel industry career from start up to top FTSE 100. Overall P&L at board level of key brands within TUI Travel PLC during which time he demonstrated a rare ability to rapidly turnaround businesses from loss making into some of the most profitable within TUI. (Specifically Citalia Holidays with a turnover of circa £40m, Sovereign Holidays circa £45m and Meon Villas circa £12m). In addition he successfully drove significant organic growth to some of the highest levels within the group despite challenging market conditions.

Justin Erswell

Chief Technology Officer

A passionate technologist, Justin has worked in web technologies for more than 15 years and heads up our technical team. Justin and his team are responsible for the nuts and bolts of our Fly Now Pay Later application as well as all of the innovative tools we use daily within the business.

Edgars Kohs

Principal Developer

A talented and driven developer Ed has built a beautifully elegant platform for Fly Now Pay Later and continues to develop elegant solutions for the Travelfund business. With experience in the Banking and HR sectors Ed brings a wealth of experience and knowledge to our team.

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